Manchester Connecticut Unclaimed Property Records
Manchester residents may have unclaimed money waiting in state records. This Hartford County town has nearly sixty thousand residents, and many have assets they have forgotten about. The Connecticut Office of the State Treasurer maintains records of dormant bank accounts, uncashed checks, insurance proceeds, and other unclaimed property from Manchester businesses and residents. You can search the CT Big List database to find these records. Banks and companies report funds when they lose contact with owners. Insurance payments go unclaimed when policyholders move without updating their addresses. Start your search today to see if your name appears in the records.
Manchester Unclaimed Property Quick Facts
Where to Find Manchester Unclaimed Money Records
The CT Big List is the official database. It lists all unclaimed property in Connecticut. Manchester residents use this site to find lost funds. You can search by name or city. The database is free to use. You never pay to search or file a claim.
Property comes from many sources. Banks report inactive accounts. Insurance companies send unclaimed proceeds. Utility companies forward deposits. All this money goes to the state Treasurer. The office keeps it safe for owners.
Note: Always use the official CT Big List site for Manchester unclaimed property searches.
What Is Manchester Unclaimed Money Property
Unclaimed property is not real estate. It is money that sits idle. It includes bank accounts with no activity. It includes uncashed checks and refunds. Insurance payments count too. So do stocks, bonds, and utility deposits.
Money becomes unclaimed when contact stops. Banks try to reach you first. They send letters to your last known address. If you do not respond, they send the funds to the state. The Treasurer holds them for you.
Common types found in Manchester include:
- Dormant checking and savings accounts
- Uncashed payroll and vendor checks
- Refunded utility deposits
- Insurance policy proceeds
- Stock dividends and bonds
- Safe deposit box contents
The state holds these funds forever. You can claim them at any time. Old property from decades ago is still available.
Manchester CT Big Match Automatic Returns Program
Connecticut now returns small amounts automatically. The CT Big Match program started in 2025. It matches unclaimed funds under $2,500 to verified owners. You do not need to file a claim. The state finds you.
The process is simple. The Treasurer matches your name to your current address. They verify who you are through state records. You get a letter in the mail. It tells you a check is coming. Six to eight weeks later, the check arrives.
This program helps Manchester residents get money faster. It cuts down on paperwork. It gets funds back to rightful owners quickly. The state does all the work.
If you get a check from the Treasurer, cash it. The money is yours. Call 1-800-833-7318 with any questions. Staff can verify the check is real. This service costs nothing.
How to Claim Manchester Unclaimed Money Property
Filing a claim is easy. Go to ctbiglist.gov. Enter your name in the search box. Add Manchester if you want local results. Click on any property that belongs to you. Follow the steps to start your claim.
You will need to prove who you are. A photo ID is required. Your driver's license works. You also need your Social Security number. A Social Security card or tax form is fine. You may need proof of address. A utility bill or bank statement helps.
File your claim online for speed. Upload your documents through the secure portal. You can also mail your claim. Send it to Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102.
The state has ninety days to review your claim under Connecticut General Statutes Section 3-70a. Most process much faster. Check your status online anytime. Use your Claim ID to see updates.
There are no fees. The state never charges for this service. Do not pay any company that offers to find your money for a fee. You can do this yourself for free.
Documents Needed for Manchester Unclaimed Money Claims
The state must verify you are the owner. You need a signed claim form. Bring a photo ID. This can be a license or passport. You need to show your Social Security number. A card or tax document works.
Proof of address speeds up the process. Bring a bill or statement. The address should match the property records. If you moved, show proof of your old address. This links you to the funds.
Some claims need more proof. You might need a tax return. You might need the original check. Each claim is unique. The state will tell you what else to send.
Heirs can claim too. You need a death certificate. You need proof you are the legal heir. A will or court order works. The state helps heirs return family funds.
Manchester Town Financial Resources
The Town of Manchester has local resources. The Finance Department handles town funds. They work with residents on local matters. Contact them for town-specific questions.
Kimberly Lord serves as Director of Finance. She oversees town financial operations. You can reach her at 860-647-3101. Her email is klord@manchesterct.gov. The town uses a council-manager form of government.
Note: Town hall does not hold state unclaimed property. All claims go through the CT Big List.
Connecticut Unclaimed Money Laws for Manchester Residents
Unclaimed property laws protect you. They are in Chapter 32 of the Connecticut General Statutes. These laws set the rules. They tell holders when to report. They give you a path to claim your funds.
Section 3-56 defines key terms. Section 3-57a sets dormancy periods. Bank accounts go unclaimed after three years. Safe deposit boxes take five years. Section 3-65a requires holders to notify owners before reporting.
Wages become unclaimed after one year per Section 3-60b. Utility deposits share this rule under Section 3-60c. Reports are due March 31 each year. Late reports face penalties. The public database requirement is in Section 3-66a.
Contact Connecticut Unclaimed Money Division
Help is just a phone call away. Call toll-free at 1-800-833-7318. Staff answer Monday through Friday. Hours are 8:30 AM to 5:00 PM Eastern Time. They can search for you. They can answer claim questions.
Email is another option. Send questions to Unclaimed.Property@ct.gov. Include your name and phone. Describe what you need. Staff respond within a few days.
Write to the office at Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102. Send claims and documents here. Use certified mail for important items.
Preventing Manchester Unclaimed Money Property
You can keep your money from going unclaimed. Keep good records. Know where your accounts are. Cash checks right away. Do not let them sit.
Stay in touch with your banks. Contact them once a year. Update your address when you move. Tell every bank and business. Check your accounts often. Look for statements.
Tell family about your accounts. They should know where to find records. This helps if something happens. Good planning keeps money from being lost.
Browse Hartford County Unclaimed Money
Manchester is in Hartford County. Other towns in this county also have unclaimed property. Select your town to learn more.