Middletown Connecticut Unclaimed Property Records Search
Middletown residents can search for unclaimed money through the Connecticut Office of the State Treasurer. This city along the Connecticut River serves as the seat of Middlesex County and has over forty-eight thousand residents, many with assets waiting in state records. Banks, insurance companies, and businesses in Middletown report dormant accounts, uncashed checks, and forgotten deposits when they cannot locate owners. You can search the CT Big List database to find these records. The database contains information about inactive accounts, insurance proceeds, utility deposits, and outstanding payments that belong to local residents. Start your search today to discover what property awaits you.
Middletown Unclaimed Property Quick Facts
Where Middletown Residents Find Unclaimed Money Records
The City of Middletown does not hold unclaimed property. City Hall focuses on local services. The finance department manages city funds. They do not keep lists of lost money for residents. All unclaimed funds go to the state. The Connecticut Office of the State Treasurer runs the program. They maintain the official database.
The CT Big List is the only place to search. Visit ctbiglist.gov to start. You can search by name. You can add Middletown as the city. Results show property owners with local addresses. The database lists the property type. It shows the amount range.
Banks and businesses report funds after dormancy periods. Most accounts become unclaimed after three to five years. The state becomes the custodian. Your money stays safe. It never expires. You can claim it anytime.
Note: Middletown residents must use the state database, not city offices, to find unclaimed money.
Middletown Residents and CT Big Match Program
Connecticut launched CT Big Match in 2025. This program helps Middletown residents. It returns small amounts automatically. No claim form is needed. The state finds you instead.
The program works for amounts under $2,500. The Treasurer matches your name to your address. They use state records to verify who you are. You get a letter first. It tells you a check is coming. Six to eight weeks later, the money arrives.
This saves time for everyone. It cuts paperwork. It gets funds back faster. Not all property qualifies. Larger amounts need a claim form. Complex cases need documents. Many Middletown residents will get checks in the mail.
If you receive a check, cash it. The money is yours. Call 1-800-833-7318 with questions. Staff can verify the check is real. This service costs nothing. You earned this money.
How Middletown Residents Claim Unclaimed Money Property
Filing a claim is easy. Start at ctbiglist.gov. Search for your name. Look for Middletown addresses. Click on property that belongs to you. The system guides you through each step.
You need proof of identity. Bring a photo ID. Your driver's license works. You need your Social Security number. A card or tax document is fine. Proof of address helps. A utility bill or bank statement works.
Online claims are fastest. Upload documents through the secure portal. You can also mail your claim. Send it to Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102.
The Treasurer has ninety days to review claims. Most finish faster. You can check status online. Use your Claim ID. Enter it on the status page. Watch your claim move through the system. Once approved, you get your money. No fees apply.
Types of Middletown Unclaimed Money Property
Unclaimed property takes many forms. It is not real estate. It is money that sits unused. Banks send inactive accounts to the state. Insurance companies report unclaimed benefits. Employers send uncashed paychecks.
Common types found in Middletown include:
- Inactive bank accounts and safe deposit boxes
- Uncashed payroll and refund checks
- Insurance policy proceeds
- Stocks, bonds, and dividends
- Utility deposits and refunds
- Gift cards and store credits
Virtual currency is now included. Connecticut updated its laws. Crypto assets get liquidated. The state holds the cash value. Middletown residents with old digital wallets should check. The state may hold those funds too.
Middletown City Hall and Finance Department
Middletown uses a mayor-council form of government. The city serves as the Middlesex County seat. City Hall sits at 245 deKoven Drive. This is where local business happens. The finance department manages city funds. Contact them for city-specific questions.
Important note: City Hall does not hold state unclaimed property. They cannot search for your lost funds. They cannot process claims. All unclaimed money goes through the state Treasurer. Use the CT Big List for searches.
You may call City Hall for general information. Ask for the finance department. They can point you to state resources. They know the right phone numbers. They can help with city tax questions too.
Note: For unclaimed money in Middletown, always call the state at 1-800-833-7318 rather than city offices for assistance.
Connecticut Unclaimed Property Laws for Middletown
Chapter 32 of Connecticut law governs unclaimed property. These statutes protect your rights. They set rules for banks and businesses. They create the claim process. Middletown residents benefit from these laws.
Key statutes include Section 3-56 for definitions. Section 3-57a sets dormancy periods. Bank accounts become unclaimed after three years. Safe deposit boxes wait five years. Section 3-66a requires the public database.
Holders must notify owners. This happens between July and September. They send letters to your last known address. If you do not respond, the funds go to the state. The Treasurer safeguards them. You can claim them anytime. No deadline exists.
Wages become unclaimed after one year. Utility deposits share this rule. Reports are due March 31 each year. Late reports face penalties. The public database lets you search anytime.
Contact Connecticut Unclaimed Money Division
Help is available by phone. Call toll-free at 1-800-833-7318. Staff answer Monday through Friday. Hours are 8:30 AM to 5:00 PM Eastern Time. They can search for you. They can answer claim questions.
Email works too. Send questions to Unclaimed.Property@ct.gov. Include your name and phone number. Describe what you need. Staff respond within a few business days.
You can write to the office. The mailing address is Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102. Send claim forms and documents here. Use certified mail for important papers.
The main State Treasurer office is at 165 Capitol Avenue, 2nd Floor, Hartford, CT 06106. Call (860) 702-3000 for general inquiries. The toll-free number is (800) 702-3000.
Preventing Middletown Unclaimed Money Property
You can keep your money from becoming lost. Cash all checks fast. Do not let them sit. Update your address with every bank. Tell every company when you move. Check your accounts often.
Keep a list of your accounts. Write down where you bank. Note your insurance policies. Track your investments. Tell a family member where to find this list. Planning helps prevent loss.
Stay active. Contact your bank yearly. Log into online accounts. Make a small deposit or withdrawal. Activity keeps accounts from going dormant. Your money stays in your hands.
Note: Check the CT Big List yearly to ensure no new unclaimed property appears in your name.
Browse Middlesex County Unclaimed Money
Middletown is the county seat of Middlesex County. Other towns in this county also have unclaimed property. Select your town to learn more.