Milford Unclaimed Money and Property Records
Milford residents can search for unclaimed money through the Connecticut Office of the State Treasurer. This coastal city in New Haven County has over fifty-three thousand residents, many with assets waiting in state records. Banks, insurance companies, and businesses in Milford report dormant accounts, uncashed checks, and forgotten deposits when they lose contact with owners. You can search the CT Big List database to find these records. The database contains information about inactive bank accounts, insurance proceeds, utility deposits, and payroll checks that never reached their intended recipients. Many locals do not realize they have missing property. Start your search today.
Milford Quick Facts
Where to Find Milford Unclaimed Money
Milford unclaimed money is held by the state. The Connecticut Office of the State Treasurer maintains the CT Big List. This database holds over one billion dollars. You can search it at ctbiglist.gov. The site lists all unclaimed property reported by holders.
You can search by name. You can search by city or property ID. Results show owner names and addresses. They show the property type and amount. The database is free to use. You do not need an account.
The state becomes the custodian of these funds. They never take ownership. Your money stays safe until you claim it. Property from decades ago still waits. You lose nothing by checking now.
Note: Always use the official state database to search for unclaimed property.
What Is Milford Unclaimed Property
Unclaimed property is money that owners forgot. It is not land or buildings. It includes bank accounts that sit idle. It covers uncashed checks and refunds. Insurance proceeds can become unclaimed. Stocks and bonds count too. Utility deposits join the list.
Property becomes unclaimed when contact stops. Banks must try to reach you first. They send letters to your last known address. If you do not respond, funds go to the state. The Treasurer holds them for you. You can claim them anytime.
Common types of Milford unclaimed property include:
- Inactive bank accounts and safe deposit contents
- Uncashed payroll checks and refunds
- Forgotten utility and security deposits
- Insurance policy proceeds and dividends
- Stocks, bonds, and mutual funds
- Gift cards and stored value items
Connecticut updated its laws in 2025. Virtual currency is now covered. Holders must report these assets too. The state holds all funds as custodian. You can claim them forever. There is no time limit.
CT Big Match Program for Milford Residents
Connecticut launched CT Big Match in 2025. This program returns small amounts automatically. You do not need to file a claim. The state matches property under $2,500 to verified sole owners. You get a letter first. Then a check arrives in six to eight weeks.
The program uses state records to verify your address. If you qualify, the process is simple. You wait for mail. The check comes to your door. This saves time. It cuts paperwork. It gets money back faster.
Milford residents may receive checks from this program. If you get one, do not throw it away. Call 1-800-833-7318 to verify it is real. Staff can confirm your check. This is a free state service.
How to Claim Milford Unclaimed Money
Filing a claim is easy. Start at ctbiglist.gov. Search for your name. Click on property that belongs to you. Follow the prompts to start your claim. You will need proof of identity. A photo ID is required. You need your Social Security number too.
Online claims are fastest. You upload documents through a secure portal. You can also mail your claim. Send it to Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102. Include the claim form and document copies. Keep originals for your files.
The state has ninety days to review your claim under Connecticut General Statutes Section 3-70a. Most claims process faster. You can check status online. Use your Claim ID. Enter it on the Check Claim Status page. You will see updates as staff review your claim.
Once approved, you receive your money. There are no fees. The state does not charge for this service. Never pay a company to find your property. You can do this yourself for free.
Documents Needed for Milford Unclaimed Property Claims
You must prove you are the owner. The state needs specific papers. A signed claim form starts the process. You need a photo ID. This can be a driver's license or passport. You must verify your Social Security number. A Social Security card or tax form works.
Proof of address helps your claim. Bring a utility bill or bank statement. The address should match the property records. If you moved, bring proof of your old address. This links you to the funds. Some claims need more proof. You may need a tax return or original check.
Heirs can claim property too. You need proof the owner died. A death certificate works. You need proof you are the heir. This might be a will or court order. The state works with heirs to return family money.
Note: Keep copies of all papers you send. The state may ask for more. Respond fast to avoid delays.
Connecticut Unclaimed Property Laws
Connecticut laws govern unclaimed property. The main laws are in Chapter 32 of the General Statutes. These laws protect your rights. They make sure holders report property right. They give you a clear path to claim what is yours.
Section 3-56 defines unclaimed property terms. Section 3-57a sets dormancy periods. Bank accounts become unclaimed after three years. Safe deposit boxes have five years. Section 3-65a requires holders to notify owners before reporting.
Virtual currency is covered under Section 3-57b. Holders must liquidate and send proceeds within thirty days. Wages become unclaimed after one year per Section 3-60b. Utility deposits share the same rule under Section 3-60c.
Holder reports are due March 31 each year. Late reports face a fifteen percent interest penalty. The state keeps a public database per Section 3-66a. This lets you search for your property anytime.
Milford City Hall Information
Milford operates under a mayor-council form of government. City Hall handles local services. This office does not hold state unclaimed property. But they manage city finances and records. Contact City Hall for finance department information.
The city serves over 53,000 residents. Milford is in New Haven County. It sits along the Long Island Sound. The city offers many services to locals. You can visit the city website for more details.
Note: For unclaimed money claims, use the state CT Big List. City Hall does not process these claims.
Contact Connecticut Unclaimed Property Division
The Unclaimed Property Division is ready to help. Call toll-free at 1-800-833-7318. Staff answer calls Monday through Friday. Hours are 8:30 AM to 5:00 PM Eastern Time. They can search for you by phone. They can answer questions about claims.
Email works too. Send questions to Unclaimed.Property@ct.gov. Include your name and phone number. Describe what you need. Staff usually reply within a few business days.
You can write to the office. The mailing address is Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102. Send claim forms and documents here. Use certified mail for important papers.
The main State Treasurer office is at 165 Capitol Avenue, 2nd Floor, Hartford, CT 06106. Call 860-702-3000 for general questions. The toll-free number is 800-702-3000.
Preventing Unclaimed Property in Milford
You can stop your money from becoming unclaimed. Keep good records. Know where your accounts are. Cash all checks fast. Do not let checks sit in drawers.
Stay in touch with your banks. Contact them at least once a year. Update your address when you move. Tell every bank and company where you do business. Check your accounts often. Look for statements and notices.
Tell family about your accounts. They should know where to find your records. This helps if something happens to you. Planning stops property from getting lost.
Note: Active accounts never become unclaimed property. A little care goes a long way.
New Haven County Unclaimed Money
Milford is in New Haven County. The county has over 850,000 residents. All use the same state database. For more on county resources and information, visit the New Haven County unclaimed money page.