Find Unclaimed Money in New London, CT
New London residents can search for unclaimed property through the state database. The Connecticut Office of the State Treasurer holds records of forgotten funds from banks, insurance companies, and businesses throughout New London County. This coastal city of over 28,000 residents has many people with unclaimed money waiting. Old bank accounts, uncashed payroll checks, and insurance refunds are common types of property held by the state. The CT Big List database lets you search for these records by name or address. You can find out if you have any unclaimed assets in minutes. The database is free to search and contains millions of records.
New London Unclaimed Money Quick Facts
Where to Find New London Unclaimed Money Records
New London residents search the same database as all Connecticut citizens. The state holds all unclaimed property records. You will not find separate city records. Visit ctbiglist.gov to start your search. Enter your name in the search box. The system will show matches. You can filter by city. Select New London from the dropdown menu. This narrows results to your area.
The CT Big List contains millions of records. Names come from banks across the state. Insurance companies report policies too. Businesses send in old payroll checks. Utility companies add deposit refunds. All this money waits for owners. New London County holds many records. The county seat status means many business filings occur here. This creates more chances for unclaimed property.
City Hall does not hold unclaimed money records. You cannot search there. You must use the state database. Contact New London City Hall for local finance questions. They may help with city-specific matters. For lost funds, stick with the state site.
Note: Always use the official CT Big List website to search for unclaimed property in New London.
Types of Unclaimed Money in New London
Unclaimed property takes many forms. It is not real estate. It is money that sits idle. Banks hold dormant accounts. Companies keep uncashed checks. Insurance firms store policy proceeds. All become unclaimed after time passes. Connecticut law sets the rules. Holders must report these funds to the state.
Common types found in New London include:
- Inactive savings and checking accounts from local banks
- Uncashed payroll checks from New London employers
- Utility deposit refunds from electric and gas companies
- Insurance policy proceeds from forgotten life policies
- Stocks and dividends from old investments
- Safe deposit box contents held by financial institutions
Virtual currency now counts too. Connecticut updated its laws. Digital assets must be reported. The state liquidates them. You receive the cash value. This protects owners from market swings. New London residents with crypto holdings should check. Old exchange accounts may hold value.
Property becomes unclaimed after dormancy periods. Bank accounts wait three years. Safe deposit boxes sit for five years. Wages become unclaimed after one year. The clock starts when activity stops. Banks must try to find you first. They send letters to your last known address. If you moved, you may not get these notices. The money then goes to the state.
CT Big Match Automatic Returns for New London Residents
Connecticut launched a new program in 2025. It is called CT Big Match. This program returns small amounts automatically. You do not need to file a claim. The state matches property under $2,500 to verified owners. You get a notification letter first. Then a check arrives in six to eight weeks.
The program works through data matching. The Treasurer compares names to current addresses. State records help verify identities. If you qualify, the process is hands-off. You wait for the mail. The check comes to your door. This saves time. It reduces paperwork. It gets money back faster.
New London residents may receive these checks. Watch your mailbox carefully. The envelopes show the State Treasurer's name. Do not throw them away. Some people mistake them for junk mail. If you receive a check, deposit it. Call 1-800-833-7318 if you have doubts. Staff can verify the check is real. This service is free. You earned this money. The state wants to return it.
How to Claim Unclaimed Money in New London
Filing a claim is simple. Start at ctbiglist.gov. Search for your name. Click any property that belongs to you. The site shows claim options. Follow the prompts. You will need proof of identity. A photo ID works best. You also need your Social Security number. This verifies you are the rightful owner.
The fastest method is online. You upload documents through the secure portal. The system guides you through each step. You can also mail your claim. Send it to PO Box 5065, Hartford, CT 06102. Include the claim form and copies of documents. Keep originals for your records. Certified mail offers extra protection for important papers.
The Treasurer reviews claims within ninety days. This is the legal limit per Connecticut General Statutes Section 3-70a. Most claims process faster. You can check status online. Use the Claim ID from your form. Enter it on the Check Claim Status page. Updates appear as your claim moves through review. Once approved, you receive your money. There are no fees.
New London Unclaimed Money From Local Sources
New London has a rich maritime history. The city hosts Coast Guard operations. It has a deep port. Many businesses operate here. This creates unique unclaimed property situations. Workers at the port may have old payroll checks. Fishing industry employees might have forgotten accounts. Maritime businesses sometimes report unclaimed funds.
The city government uses a mayor-council system. This affects how records are kept. City departments may hold funds briefly. They report to the state quickly. You will not find long-term city-held money. All goes to the state treasury. The process is streamlined. New London follows state laws. Chapter 32 of the General Statutes guides all actions.
Local banks serve New London residents. These include national chains and community banks. All must report dormant accounts. Credit unions do too. If you had an account at a local branch, check the database. Even closed banks report their records. The state keeps these names forever. No time limit exists for claims.
Note: Contact New London City Hall for questions about city finance department operations and local business licenses.
Connecticut Unclaimed Property Laws Affecting New London
Connecticut laws protect your right to claim property. Chapter 32 of the General Statutes contains the main rules. These laws apply equally across all cities. New London residents have the same rights as those in Hartford or Bridgeport. The state treats all claims fairly. The process is uniform.
Section 3-56 defines key terms. It explains what counts as unclaimed property. Section 3-57a sets dormancy periods. These vary by property type. Bank accounts become unclaimed after three years. Safe deposit boxes wait five years. Wages have a one-year period under Section 3-60b. Utility deposits follow the same rule per Section 3-60c.
Holders must notify owners before reporting. Section 3-65a requires this notice between July and September. They send letters to your last known address. If you moved, you may miss these notices. The funds then go to the state. You can still claim them. The law gives you unlimited time.
Virtual currency is now covered. Section 3-57b added this in recent years. Holders must liquidate digital assets. They send proceeds within thirty days. This protects owners from volatility. New London residents with crypto should take note.
Contact Information for New London Unclaimed Money
The Connecticut Unclaimed Property Division helps all residents. You can call toll-free at 1-800-833-7318. Staff answer calls Monday through Friday. Hours are 8:30 AM to 5:00 PM Eastern Time. They can search for you over the phone. They answer questions about the claims process. They explain what documents you need.
Email works for non-urgent questions. Send messages to Unclaimed.Property@ct.gov. Include your full name and phone number. Describe what you need help with. Staff typically respond within a few business days. Keep your message clear and brief.
You can write to the office. The mailing address is Office of the State Treasurer, Unclaimed Property Division, PO Box 5065, Hartford, CT 06102. Send claim forms and documents here. Use certified mail for important papers. This provides tracking and proof of delivery.
The main State Treasurer office sits at 165 Capitol Avenue, 2nd Floor, Hartford, CT 06106. Call (860) 702-3000 for general inquiries. The toll-free number is (800) 702-3000.
Preventing Unclaimed Money in New London
You can take steps to keep your money from becoming lost. Keep good financial records. Know where all your accounts are. Make a list of banks and policy numbers. Update this list yearly. Store it in a safe place. Tell a trusted family member where to find it.
Cash all checks promptly. Do not let them sit in drawers. Even small amounts matter. They add up over time. Deposit them quickly. This keeps your accounts active. Active accounts never become unclaimed property.
Stay in touch with your banks. Contact them at least once a year. Update your address when you move. Tell every bank and company where you do business. Check your accounts regularly. Look for statements and notices. If you stop getting mail, call the company. They may have a wrong address on file.
Review your insurance policies. Life insurance policies often go unclaimed. Beneficiaries do not know they exist. Tell your heirs about your policies. Give them the policy numbers and company names. This helps them claim proceeds when needed.
Browse Unclaimed Money in New London County
New London County includes many cities and towns. All use the same state database. Select your location to learn more about unclaimed property in that area.
Other Connecticut Counties
Connecticut has eight counties total. Each has unclaimed money records. Browse other counties to find more information.